Roswell Business Loans
We will help you get the financing you need through a local Georgia-based community bank. Our banking co-op has 30 member banks in Roswell and across the state - ready to help!
Roswell Business Loan Options:
- Commercial Real Estate
- Asset-Based Lending
- SBA Loans
- Healthcare Practice Loans
- Equipment Loans & Leases
- Lines of Credit
- Business Acquisition Financing
- Working Capital
Many businesses rely on borrowed capital to fuel growth and other initiatives. Depending upon the nature of the business need, a business’ credit profile, time in business, whether or not the business has adequate collateral, and other factors, there are more options available today than ever before.
Georgia Small Business Loan Association
We are a nonprofit lending association made up of Georgia-based community banks. We connect entrepreneurs with local capital partners and funding sources. Small or large, we help Georgia grow. Best part - It's free!
What does GSBL offer?
We offer access to confidential, no-cost, one-on-one professional business guidance for Georgia small to mid-size business owners who want to grow their business. We prepare you to be a "bankable" customer through one of our co-op partners or through the bank of your choice. Our consultants have earned advanced degrees in business or have executive banking experience to help both emerging and growing businesses design strategies to make better business decisions and reach their goals.
- Identification of appropriate funding sources
- Financial materials preparation
- Loan pricing guidance and rate analysis
- SBA evaluation
- Loan structure assessment
- Capital formation assistance
- Loan presentation development
- Identifying the appropriate banking partners
- Loan vs. Lease support
- Loans up to $3,000,000
Obtaining a Loan Through a Community Bank
These institutions tend to be less formulaic in assessing loan applications and are more willing to consider individual factors in their decision-making.
You should consider establishing an ongoing working relationship with a specific bank even before setting up shop, or as soon as possible thereafter, to help with your loan application.
Establishing a small line of credit with a bank, even if your business does not immediately need funds, is often a good way of getting to know your banker. The more knowledgeable and familiar the lender is with the borrower, the more likely the lender is to understand and accommodate the individual needs of the small business. And if you apply for a line of credit and then don't need to use it, you'll build up a very favorable impression of your business.
Advice on credit issues, as well as general business expertise, have always been offered as a service by some banks. But with the increased competition among banks, many more institutions are promoting and packaging their loan offerings with these additional "smart money" services.
Most small businesses can benefit from the experience of an experienced banker or lender, and your choice of a lending institution and a specific person within the institution should take this potential benefit into consideration.
Finding Community Banker Lenders
The Small Business Administration publishes a state-by-state directory of small business lending reported by commercial banks.
Although this directory of Certified and Preferred Lenders should not be your exclusive source for selecting the bank that's best for you, the compilation can help identify banks in your area that are lending large amounts to small businesses and that have experience with small business needs.
SBA's Local Resources map.
Find the right financing partner in Roswell for your business capital needs.