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Georgia Brewery Loans and Financing through local community banks!


Brewery Facility Financing

Looking to grow your brewery? Partner with a Georgia-based community bank offering: Constructions loans, leasehold improvement financing, and building acquisition loans. Our advisers are current and former lenders - learn more about this process and what banks look for from our expert advisers.


Equipment Financing

Lease or Buy? Learn more about the advantages and disadvantages of financing your brewery equipment purchases through popular leasing and traditional loan options. You may surprised at the true cost of financing your equipment purchase. We can help you acquire brewhouse, canning, bottling, and retail sales equipment.


Inventory and Operating Capital

Looking to top off your working capital?  Expanding your brewhouse can be exciting, but it can also leave your cash flow flat. Flexible funding options can help you manage growth to capitalize on Senate Bill 85. Our free advisers are here to help your explore your options.


The Pros and Cons of Small Business Administration (SBA) Business Loans


  • Lends comfort to lenders who otherwise wouldn't do the loan
  • Longer terms and less money down than conventional loans
  • No balloon payments
  • Loan payments can typically be lower


  • Higher rates and fees than traditional bank loans
  • More paperwork and time invested by the applicant
  • Typically requires a personal guarantee
  • Prepayment penalty
  • You still have to have good credit

What are lenders looking for?

Don't waste your time shopping banks. Our advisers keep track of banking appetites and who's "open for business".

  • Brewery loan analysis
  • SBA vs. Conventional
  • Loan-to-value (LTV) options
  • Financial and revenue trends
  • Infrastructure, production capacity, managing accounts receivable
  • Tax incentives
  • Deal structure options

Tremendous! Georgia Senate Bill 85

The bill allows a consumer to buy up to a case a day directly from a brewery to take home and to buy a beer to drink on site. Brewpubs would also be allowed to sell beer to customers to take home. Finally, the bill ends the complicated tour-system lawmakers adopted in 2015, which allowed brewers to give away their beer to anyone who purchased a brewery tour.

According to the most recent data from the Brewers Association, Georgia ranks 48th in breweries per capita, 41st in economic impact per capita, and 17th in overall craft beer production. In 2016 Georgia added 11 new breweries and brewpubs continuing a consistent trend of growth.

Get connected

Our advisers can help you navigate the craft brewery lending market here in Georgia. Whether SBA or a conventional loan, we can help. Contact us today.