Alpharetta Business Loans
We will help you get the financing you need through a local Alpharetta or other Georgia-based community bank. Our banking co-op has 30 member banks in Alpharetta and across the state - ready to help!
Alpharetta Business Loan Options:
- Commercial Real Estate
- Asset-Based Lending
- SBA Loans
- Healthcare Practice Loans
- Equipment Loans & Leases
- Lines of Credit
- Business Acquisition Financing
- Working Capital
Many businesses rely on borrowed capital to fuel growth and other initiatives. Depending upon the nature of the business need, a business’ credit profile, time in business, whether or not the business has adequate collateral, and other factors, there are more options available today than ever before.
Alpharetta Business Climate
There’s a reason why more than 600 technology-based businesses have made their home in Alpharetta, and it’s not just the nice houses and great weather. Our fiber-optic network is the most extensive and redundant in the Southeast, and we work closely with state and local economic development agencies to provide tax credits and incentives to complement any brand of business. Some of the biggest and most recognized names in the tech industry are thriving here in Alpharetta. And with more than 20 million square feet of office space, there’s plenty of room in the neighborhood for you next expansion.
- 64% Bachelor degree or higher
- 10.8% projected population growth
Every business on the planet, from Mom & Pop stores to Fortune 500 companies, are only as good as its employees. And in Alpharetta, we’re proud to be home to some of the smartest minds in the world of tech.
64.1 percent of Alpharetta’s residents own a bachelor’s degree or higher, which is nearly double the national average. And there are plenty of them, too. With a daytime population over 100,000, Alpharetta boasts 3,500 workers per square mile; that’s more than major metropolises like Denver, Houston, Charlotte, Nashville, Austin, and even Atlanta. And a labor draw area of 1.7 million potential worker, we are sure you will find the right workers for your needs.
We are a nonprofit lending association made up of Alpharetta and other Georgia-based community banks. We connect entrepreneurs with local capital partners and funding sources. Small or large, we help Georgia grow. Best part - It's free!
Alphartta Business Tax Incentives:
- Expedited permitting and inspections
- Discounted permitting and inspection fees
- Local job creation credit
- Downtown beautification and facade improvement grants
- Tax abatement
- Revenue Bonds
Looking for an Alpharetta Business Loan? What do we offer?
We offer access to confidential, no-cost, one-on-one professional business guidance for Alpharetta small to mid-size business owners who want to grow their business. We prepare you to be a "bankable" customer through one of our co-op partners or through the bank of your choice. Our consultants have earned advanced degrees in business or have executive banking experience to help both emerging and growing businesses design strategies to make better business decisions and reach their goals.
- Identification of appropriate funding sources
- Financial materials preparation
- Loan pricing guidance and rate analysis
- SBA evaluation
- Loan structure assessment
- Capital formation assistance
- Loan presentation development
- Identifying the appropriate banking partners
- Loan vs. Lease support
- Loans up to $3,000,000
Obtaining a Loan Through a Community Bank
These institutions tend to be less formulaic in assessing loan applications and are more willing to consider individual factors in their decision-making.
You should consider establishing an ongoing working relationship with a specific bank even before setting up shop, or as soon as possible thereafter, to help with your loan application.
Establishing a small line of credit with a bank, even if your business does not immediately need funds, is often a good way of getting to know your banker. The more knowledgeable and familiar the lender is with the borrower, the more likely the lender is to understand and accommodate the individual needs of the small business. And if you apply for a line of credit and then don't need to use it, you'll build up a very favorable impression of your business.
Advice on credit issues, as well as general business expertise, have always been offered as a service by some banks. But with the increased competition among banks, many more institutions are promoting and packaging their loan offerings with these additional "smart money" services.
Most small businesses can benefit from the experience of an experienced banker or lender, and your choice of a lending institution and a specific person within the institution should take this potential benefit into consideration.
Finding Alpharetta Lenders
The Small Business Administration publishes a state-by-state directory of small business lending reported by commercial banks.
Although this directory of Certified and Preferred Lenders should not be your exclusive source for selecting the bank that's best for you, the compilation can help identify banks in your area that are lending large amounts to small businesses and that have experience with small business needs.
Find the right financing partner in Alpharetta for your business capital needs.